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The Consultant in Your Corner: What is Required to Become a 203k Consultant and Why You Need One!

Fifteen years ago I built a house in Gilmanton, NH.  We were young and had a limited budget, so we decided to be the general contractors and often the construction workers as well.  We cleared the land, mapped out the foundation, hired all of the contractors, filled out all of the paperwork and the list goes on.  We used word of mouth and our own limited vetting skills to hire contractors, plumbers, electricians, and carpenters.  I am sad to report that more than one of the “professionals” that we hired did not complete their work, didn’t show up on the days they were scheduled and requested payments that far exceeded their initial bids.  Our lack of experience and knowledge cost us lots of time and money!  In hindsight, I would definitely hire a general contractor, I wish I had, had someone to guide me through the complex process.  

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How Can You Buy That Diamond in the Rough Property and Make it Your Palace?

Residential-home

One of the best parts about New England are all the quaint and historic properties that pepper its small towns and cities alike. As you drive along any New England highway or dirt covered back road you are bound to see several beautiful cape cod style houses, old Victorians, or classic salt boxes. Who hasn’t wondered what it might be like to live in one of these gems?

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Carbon Monoxide: Colorless, Odorless, Tasteless and Deadly. Why You Need a Carbon Monoxide Detector in Your Home

Family-Safe-From-Carbon-Monoxide

Family-Safe-From-Carbon-Monoxide

Many people have never heard of or considered having a carbon monoxide detector installed in their home.  I was one of these people until I was in the process of becoming a foster/adoptive parent and having a carbon monoxide detector in each room in my house was required.   I didn’t understand why this was necessary at the time, but I knew that I wanted to make my house as safe as it could be for my future children. So, I hired a professional to install a detector in each bedroom and main living area in my home.  Although, I knew that I could install them myself, I wanted to make sure that it was done correctly.  You might ask why is this important or even what is carbon monoxide and how does it get into my home?

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Icicles Can be a Sign of Danger! Ice Damming can Lead to Serious Damage!

Icicles
Icicles

As a child growing up in New Hampshire one of my favorite parts of winter was the beautiful icicles that would form on the gutters of my house. I was convinced that Jack Frost had left them just for me. Not only did I love the way they sparkled in the sun, but I would wait with great anticipation for them to fall off the roof so that I could have an icy treat. Little did I know then that they could be a sign of trouble to come. Not only could the larger ones fall and hurt someone, but they could be a precursor to ice damming on the roof. As a child you don’t think of all the dangers and damage that could be caused by those lovely prisms of ice, but as an adult and a home owner they are something to be feared.

What is an Ice Dam?

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Creosote and Carbon Monoxide the Silent Killers: Chimney Safety Tips that Could Save Your Life!

December 21, 2018

fireplace
fireplace

As we head into another bitterly cold New England winter, I’ll bet that one of your main concerns is keeping your home and family warm!   As the snow piles up and the temperature drops, no doubt there are a lot of maintenance items on your mind, from tuning up your heating system to installing storm windows, in all this bustle don’t forget one of the most important parts of your heating system- your chimney.  Although chimneys and their maintenance are often overlooked this is not wise, as chimney fires account for over 25,000 fires a year, yet are 100% preventable!                                    

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10 Ways to Improve Your Indoor Air Quality this Winter

The decrease in indoor air quality during the winter months can wreak havoc on your health. Here are 10 tips to improve your indoor air quality this winter. #10 may surprise you!

While Mother Nature may have us thinking otherwise in New Hampshire, the cold days of winter are just around the corner. And with the arrival of winter comes a decrease in indoor air quality as we close up our homes to protect ourselves from the bitter cold. This decrease in indoor air quality can wreak havoc on your health, especially if you already suffer from allergies or respiratory disease. Here are 10 ways to improve the indoor air quality of your home–and your health–this winter:

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Is Your Heating System Safe?

Learn why your chimney, stove, or other solid fuel-burning appliance should be regularly cleaned, maintained, and inspected to keep your home and family safe.

Fall is just around the corner and as the temperatures continue to drop, many of us are looking forward to spending warm and cozy evenings by the hearth. Whether you’re using coal, wood, or wood pellets to heat your home, it’s important that your chimney, stove, or other solid fuel-burning appliance is regularly cleaned, maintained, and inspected. If not, you could putting your home and family at risk. 

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Rehab Loan Options: HUD 203(k) vs. Fannie Mae Homestyle Loan

With today’s dwindling housing supply, many homebuyers are considering “fixer-uppers.” However, after closing on a traditional loan, many people–especially first-time homebuyers–lack the funds needed to make to make the required renovations. But thanks to the HUD 203(k) and Fannie Mae Homestyle rehab loans, the dream of owning a home is becoming a reality for more people. But which is the best option for you? In this month’s blog, the experts at Advanced Home Inspection compare the HUD 203(k) and Fannie Mae HomeStyle rehab loan.

Both  HUD 203(k) and Fannie Mae HomeStyle rehab loans are available for purchase and refinance transactions. And while both are essentially “one time close construction loans,” each allows for different repairs and carries different requirements.

This guide will help you find the best rehab loan for your needs.
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Annual AC System Maintenance Checklist

To make sure your air conditioning system is ready for the dog days of summer, review Advanced Home Inspection’s annual AC System Maintenance Checklist.

Before we know it, the warmer temperatures of summer will be upon us. Will your air conditioning system be ready to keep your home cool and comfortable when things start to heat up outside? To make sure your system is ready for when you need it most, review Advanced Home Inspection’s annual AC System Maintenance Checklist.
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Advantages of a HUD 203(k) Rehab Loan for First-time Home Buyers

In this month’s Advanced Home Inspection blog, we discuss the many advantages of a HUD 203(k) rehab loan. With high home prices and low inventories throughout the state, many first-time home buyers in New Hampshire are entering the housing market with the help of a HUD 203(k) rehab loan.

What is a HUD 203(k) Rehab Loan?

The HUD 203(k) rehab loan is a specialized renovation or construction loan that’s backed by the Federal Housing Administration. It is unique in that people can borrow money equal to the estimated appraised value of their home after the repair work is completed. No other rehab loan (or other type of loan) offers this.
“Through a 203(k), you can get into a home at a lower price than you could through any other loan program,” says David Cassavaugh, licensed home inspector and owner of AHINH, one of the only certified HUD 203(k) consultants in NH.
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