The Differences Between Ionization and Photoelectric Smoke Alarms

Smoke Alarm on Orange BackgroundIonization or photoelectric–which smoke detector is best for you? Before you can decide, you need to know the difference between the two.

Ionization and photoelectric devices are the two most commonly recognized smoke-detection technologies. Each has a sensor that detects smoke and fire differently depending on the origin of the fire.

Ionization smoke detection is typically more responsive to flaming fires. For example, a towel is placed on a kitchen counter too close to a stove burner and it ignites. Continue reading “The Differences Between Ionization and Photoelectric Smoke Alarms”

What Is a HUD 203(k) Loan?

Neon Loan SignHUD’s Section 203(k) loan program is one of many FHA programs that make mortgage credit available to borrowers who are buying or refinancing houses in need of repair or modernization.

Unlike conventional rehab programs, the 203(k) has the same relaxed credit- and income-qualifying and low-down payment guidelines as other FHA loan programs. The program is ideal for those who may not otherwise qualify for conventional loans due to income, credit, and/or down payment limitations.

On our News/Resources page, we’ve included links to helpful sections of the Department of Housing and Urban Development website for those seeking more detailed information.